Terms & Conditions for j77.com

These Terms and Conditions (hereinafter referred to as "Terms", "Agreement", or "T&C") constitute a legally binding agreement between you (the "Player", "User", or "you") and j77.com (hereinafter referred to as "j77.com", "the Company", "we", "us", or "our"), governing your access to and use of the j77.com online gaming platform, including all games, services, features, content, and functionality made available through the website located at https://j77com.org and any associated mobile-optimised interfaces (collectively, the "Platform").

By accessing, registering on, or using the j77.com Platform in any capacity — including browsing the website, creating an account, making a deposit, claiming a bonus, or placing a wager — you acknowledge that you have read, understood, and agree to be legally bound by these Terms in their entirety, together with our Privacy Policy and Responsible Gaming Policy, each of which is incorporated herein by reference.

If you do not agree with any part of these Terms, you must immediately cease using the j77.com Platform and, if applicable, close your account. Continued use of the Platform following any amendments to these Terms constitutes your acceptance of the revised Terms.

To register and maintain an account on j77.com, you must satisfy all of the following eligibility criteria at the time of registration and on a continuing basis throughout your use of the Platform:

• You must be at least 21 years of age, as required by Philippine law and PAGCOR regulations governing online gaming. j77.com strictly prohibits access by minors.
• You must be a natural person (not a corporation, trust, partnership, or other legal entity) registering on your own behalf.
• You must be accessing the Platform from a jurisdiction in which online gaming is lawful. It is your sole responsibility to determine whether your use of j77.com is legal in your jurisdiction.
• You must not be a current employee, contractor, director, officer, or agent of j77.com, or an immediate family member of any such person.
• You must not have previously had an account on j77.com that was suspended, terminated, or closed for breach of these Terms.
• You must provide accurate, complete, and truthful information during the registration process and keep such information current at all times.

j77.com reserves the right to request documentary proof of identity, age, and address at any time, including but not limited to a government-issued photo identification card, passport, or utility bill. Failure to provide satisfactory verification documents within a reasonable timeframe may result in account suspension or closure.

Each player is permitted to hold one (1) registered account on j77.com at any given time. The creation of multiple accounts by a single individual — whether using different names, email addresses, payment methods, or device identifiers — is strictly prohibited and constitutes a material breach of these Terms.

3.1 Account Security

You are solely responsible for maintaining the confidentiality and security of your j77.com login credentials, including your username and password. You must not share your login details with any third party, permit any other person to access your account, or use another player's account under any circumstances.

j77.com strongly recommends that you enable two-factor authentication (2FA) on your account and use a strong, unique password that is not used for any other online service. You must notify j77.com immediately if you suspect any unauthorised access to or use of your account.

3.2 Account Accuracy

You must ensure that all personal information associated with your j77.com account — including your full legal name, date of birth, residential address, and payment method details — is accurate and up to date at all times. j77.com will not be liable for any losses arising from inaccurate account information provided by you.

3.3 Account Activity

All transactions, wagers, and activities conducted through your j77.com account are your sole responsibility. j77.com will not reverse or refund any wagers placed through your account, regardless of whether you authorised those wagers, unless there is clear evidence of a technical error on the part of j77.com.

All financial transactions on j77.com are conducted in Philippine Peso (₱ / PHP). j77.com supports the following payment methods for deposits and withdrawals, subject to availability and applicable limits:

• E-Wallets: GCash, PayMaya / Maya
• Bank Transfer: BPI, BDO, Metrobank, UnionBank, Landbank, PNB, Security Bank
• Debit Card: Philippine-issued debit cards linked to supported banks

4.1 Deposit Conditions

Deposits are processed in real time or within a short processing window, subject to the policies of your chosen payment provider. Minimum and maximum deposit limits apply and are displayed at the time of transaction. j77.com does not charge fees on deposits, though your payment provider may apply their own charges.

4.2 Withdrawal Conditions

Withdrawal requests are subject to identity verification and compliance checks before processing. j77.com aims to process approved withdrawal requests within one (1) to three (3) business days, though actual receipt of funds may vary depending on your payment provider. Minimum withdrawal amounts apply. j77.com reserves the right to request additional verification documentation before processing any withdrawal.

4.3 Anti-Money Laundering

j77.com is committed to full compliance with Philippine anti-money laundering (AML) laws and PAGCOR AML requirements. All transactions are monitored for suspicious activity. j77.com reserves the right to freeze accounts, withhold funds, and report suspicious transactions to the appropriate authorities in accordance with applicable law.

j77.com offers various bonuses and promotional offers to eligible players from time to time, including but not limited to welcome bonuses, reload bonuses, free spins, cashback offers, and VIP rewards. All bonuses are subject to the following general conditions, as well as any specific terms attached to each individual promotion:

• Bonuses are available to eligible registered players only. j77.com reserves the right to determine eligibility at its sole discretion.
• All bonuses are subject to wagering requirements that must be met before any bonus-derived winnings may be withdrawn. The applicable wagering multiplier is specified in the terms of each promotion.
• Bonuses must be claimed within the specified validity period. Unclaimed or unused bonuses will expire automatically.
• j77.com reserves the right to withdraw, modify, or cancel any bonus or promotion at any time without prior notice, subject to any obligations already incurred.
• Only one bonus may be active at a time unless otherwise specified. Players may not combine bonuses unless explicitly permitted by the relevant promotion terms.
• Bonuses are non-transferable and have no cash value until applicable wagering requirements have been fully satisfied.
• Any attempt to abuse the bonus system — including but not limited to creating multiple accounts, using automated software, or engaging in bonus arbitrage — will result in immediate forfeiture of all bonuses and may result in account termination.

All games available on the j77.com Platform — including slots, live dealer games, table games, sports betting, bingo, and all other gaming products — are governed by their individual game rules, which are accessible within each game interface. By participating in any game on j77.com, you agree to be bound by the applicable game rules.

6.1 Random Number Generation

All non-live casino games on j77.com use certified Random Number Generator (RNG) technology that has been independently tested and audited for fairness and randomness by accredited third-party testing laboratories. The outcome of each game round is entirely random and cannot be predicted or influenced by j77.com or any player.

6.2 Return to Player (RTP)

j77.com publishes the theoretical Return to Player (RTP) percentage for all slot and RNG-based games. RTP figures represent the long-term statistical average payout and do not guarantee any specific outcome for any individual session or wager.

6.3 Technical Malfunctions

In the event of a technical malfunction, system error, or software failure that affects the outcome of a game, j77.com reserves the right to void the affected game round and refund the wager to the player's account. j77.com's decision in such matters is final. No winnings generated as a result of a technical error will be paid out.

6.4 Sports Betting

Sports betting markets on j77.com, including PBA, NBA, UFC, boxing, and other events, are subject to additional sports betting rules and terms. Odds are subject to change prior to the commencement of an event. j77.com reserves the right to suspend, void, or settle markets in accordance with its sports betting rules in the event of irregularities, event cancellations, or other exceptional circumstances.

The following conduct is strictly prohibited on the j77.com Platform. Engaging in any prohibited conduct constitutes a material breach of these Terms and may result in immediate account suspension or termination, forfeiture of account balances and bonuses, and referral to law enforcement authorities where applicable:

• Registering more than one account on j77.com, whether under your own name or any other identity.
• Providing false, misleading, or fraudulent information during registration or at any other time.
• Using automated software, bots, scripts, or any other artificial means to interact with the Platform or gain an unfair advantage in any game.
• Engaging in collusion with other players, including but not limited to sharing cards, coordinating bets, or communicating game information in real time during live dealer games.
• Exploiting software bugs, glitches, or errors to gain an unfair advantage. Any such exploitation must be reported to j77.com immediately.
• Engaging in any form of money laundering, fraud, or other financial crime through the Platform.
• Attempting to reverse-engineer, decompile, or otherwise tamper with the j77.com Platform or any of its underlying software.
• Harassing, threatening, or abusing j77.com staff, support agents, or other players.
• Using the Platform for any purpose other than personal entertainment gaming.

j77.com is deeply committed to promoting responsible gaming and protecting the wellbeing of all players on the Platform. We recognise that gambling can become problematic for some individuals, and we take our obligations in this area seriously.

8.1 Player Protection Tools

j77.com provides the following responsible gaming tools to all registered players, accessible at any time through your account settings:

• Deposit Limits: Set daily, weekly, or monthly limits on the amount you can deposit into your j77.com account.
• Loss Limits: Set limits on the maximum amount you are willing to lose within a specified period.
• Session Time Reminders: Receive notifications after a specified period of continuous play.
• Temporary Self-Exclusion: Suspend your account for a defined period (minimum 24 hours, up to 6 months).
• Permanent Self-Exclusion: Permanently close your j77.com account. This action is irreversible.

8.2 Age Verification

j77.com strictly enforces the minimum age requirement of 21 years for all players, in accordance with Philippine law. Age verification checks are conducted during registration and may be repeated at any time. If j77.com has reason to believe that a player is under the age of 21, the account will be immediately suspended pending verification.

For more information on responsible gaming resources and support, please visit our dedicated Responsible Gaming page.

All content on the j77.com Platform — including but not limited to the j77.com brand name, logo, trademarks, service marks, trade dress, website design, graphics, text, images, audio, video, software, game content, and all other materials — is the exclusive property of j77.com or its licensors and is protected by applicable intellectual property laws, including copyright, trademark, and related rights.

You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the j77.com Platform solely for your personal, non-commercial entertainment purposes, subject to these Terms. This licence does not include any right to reproduce, distribute, modify, create derivative works from, publicly display, publicly perform, republish, download, store, or transmit any content from the Platform without the prior written consent of j77.com.

Any unauthorised use of j77.com's intellectual property is strictly prohibited and may result in civil and/or criminal liability under Philippine and international law.

To the fullest extent permitted by applicable law, j77.com, its directors, officers, employees, agents, licensors, and service providers shall not be liable for any indirect, incidental, special, consequential, punitive, or exemplary damages arising out of or in connection with your use of, or inability to use, the j77.com Platform, including but not limited to:

• Loss of profits, revenue, data, goodwill, or other intangible losses.
• Losses arising from technical malfunctions, system outages, or interruptions to the Platform.
• Losses arising from unauthorised access to your account due to your failure to maintain the security of your login credentials.
• Losses arising from your reliance on any information or content provided on the Platform.
• Losses arising from events beyond j77.com's reasonable control, including force majeure events.

In jurisdictions that do not allow the exclusion or limitation of liability for certain types of damages, j77.com's liability shall be limited to the maximum extent permitted by law. In no event shall j77.com's total aggregate liability to you exceed the total amount deposited by you into your j77.com account in the thirty (30) days immediately preceding the event giving rise to the claim.

j77.com collects, processes, and stores personal data in accordance with its Privacy Policy, which is incorporated into these Terms by reference. By using the j77.com Platform, you consent to the collection and processing of your personal data as described in the Privacy Policy.

j77.com is committed to protecting your personal information and complies with applicable Philippine data protection laws, including the Data Privacy Act of 2012 (Republic Act No. 10173). Your personal data will not be sold to third parties. It may be shared with regulatory authorities, payment processors, and service providers as necessary for the operation of the Platform and compliance with legal obligations.

For full details on how j77.com collects, uses, and protects your personal information, please review our Privacy Policy.

j77.com reserves the right to suspend, restrict, or permanently terminate your account and access to the Platform at any time, with or without prior notice, for any of the following reasons:

• Breach of any provision of these Terms & Conditions.
• Provision of false, inaccurate, or fraudulent information.
• Failure to satisfy age or identity verification requirements.
• Suspected or confirmed engagement in prohibited conduct, including fraud, collusion, or money laundering.
• Regulatory requirements or instructions from PAGCOR or other competent authorities.
• Voluntary account closure requested by the player.

Upon termination of your account, j77.com will process any remaining real-money balance (excluding bonus funds) in accordance with its standard withdrawal procedures, subject to the completion of any outstanding verification requirements and provided no breach of these Terms has occurred that would justify forfeiture of funds.

You may request voluntary closure of your j77.com account at any time by contacting our customer support team. Voluntary account closure does not affect any obligations already incurred under these Terms.

These Terms & Conditions shall be governed by and construed in accordance with the laws of the Republic of the Philippines, without regard to its conflict of law provisions.

In the event of any dispute, claim, or controversy arising out of or relating to these Terms or your use of the j77.com Platform, the parties shall first attempt to resolve the matter through good-faith negotiation. If the dispute cannot be resolved through negotiation within thirty (30) days, it shall be submitted to the exclusive jurisdiction of the competent courts of the Philippines.

For disputes relating to gaming outcomes or account decisions, players may also escalate unresolved complaints to PAGCOR through its official player complaint channels, in accordance with PAGCOR's regulatory procedures.

If you have any questions, concerns, or complaints regarding these Terms & Conditions, or any aspect of the j77.com Platform, please contact our customer support team. We are available 24 hours a day, 7 days a week, in both English and Filipino.

Support Email: [email protected]

Support Hours: 24/7, including Philippine public holidays.

For responsible gaming support and self-exclusion requests, please visit our Responsible Gaming page or contact our dedicated responsible gaming team directly via the support email above.